Shirley Brooks

The 2013 U. S. Small Business Administration Financial Services Champion of the Year, Shirley Brooks, is President at Liquid Capital Alternatives a Texas based alternative lender specializing in Accounts Receivable Financing, Asset Based Lending (ABL), and Purchase Ordering Financing.

Shirley’s professional resume includes over 20 years of intensive underwriting training in the alternative finance industry including 13 years in microfinance, professional experience in executive management, training, organizational development, leadership  and business development. Shirley’s passion is ensuring a path toward growth for small businesses by assisting owners in financial education and accessing capital. Her passion has created a platform to serve as a Subject Matter Expert in making the unbanked, bankable.

Shirley recently served as AIM Global Financial LLC’s Manager of Market Development & Sales Division, a Texas Based specialty commercial finance division that offers Accounts Receivable Financing.   AIM Global Financial partners with Gulf Coast Business Credit (GCBC), the working capital finance division of Gulf Coast Bank & Trust Company. GCBC is ranked amongst the top 20 largest factoring firms in the United States.

Shirley Brooks served the Women Business Enterprise community for over 2 years as the Director of U.S. Small Business Administration WBEA – Houston Women’s Business Center (WBC).  The host agency WBEA, WBC is a 501 ( c ) (3) non-profit organization providing women’s business enterprises with one-on-one counseling to grow scalable  businesses and create job growth.  The WBC provides business training, counseling, coaching, mentoring and other assistance geared toward women.  They served over a 1000 women in 2015. The Center offered pre-certification review for WBE’s WBENC.  The WBC program is recognized as part of a network of over 106 centers throughout the U.S.  Shirley’s focus was specializing in meeting the needs of women entrepreneurs and providing one-on-one business coaching and training to over a 1000 clients per grant year.  The Center was funded in part through a Cooperative Agreement by the U.S. Small Business Administration.  SBA Women’s Business Center helped woman turn their inspiration into action.

Shirley found her purpose as she served over 13 plus years’ with ACCION Texas, “LiftFund” as Vice President  Southeast Division. She provided thousands of loans helping unbanked small businesses gain access to operating capital through microfinance to grow their business and create jobs. Shirley believes small business can’t grow without accesses to operational capital and more importantly the proper understanding of how and when to utilize alternative financing, Micro Loans, Accounts Receivable Financing, Factoring, Asset Based Lending, Equipment Leasing, Purchase Order Financing, and SBA  504 Loans. Educating the Small Business Community has and will always be a passion for her.

With focus and determination Shirley has established a true customer following over the past fifteen years, with a presence in the Houston business community through collaborations with community partners including the banking industry.  She is known as a Subject Matter Expert in alternative financing.  Shirley is proud of her native Houstonian legacy (Go Cougars) and her business studies at University of Houston.  Shirley is also the proud mother of a lovely daughter.

David Kaiser

Iris Welch

As the President of Liquid Capital Access, Iris Welch is dedicated to providing access to capital for business owners through alternative funding products such as Factoring, Purchase Order Funding, PO Financing and other funding options. As a native Texan and graduate of the University of Houston, Iris has over 31 years of experience in the banking and finance industry, compliance, small business lending and as Vice President of Small Business and Alternative Funding.

Iris has worked with many businesses to achieve success through financial stability. This vast experience has made the transition concentrating on alternative funding a continuance of her work and dedication to assisting businesses in achieving long-term financial business success.

Iris has consulted with start-ups and seasoned business owners on everything from “What’s in a Name”, “Who / What is your Target Market” ,” Do you have a Brand?” to just plain old business etiquette’s. Iris has been a business owner for many years and a published author and speaker.Her book “Pocket Money Books Presents How To Get Your Business Funded” speaks from her experience and proven methods.

Your business is your light …. Let Iris help supply the power.

David Eden

David Eden is the President of Liquid Capital-Logic Based Funding, based in Southern California, which provides alternative financing for small and mid-sized businesses who need capital to grow without giving away their equity.

At Liquid Capital-Logic Based Funding, we are not afraid of your hyper-growth sales, customer concentrations, losses, weak cash flow and highly leveraged balance sheets. Your company will typically have gross sales of $500 thousand to $50 million, and will have B2B accounts receivable, purchase orders, inventory and equipment that can be offered as collateral for repayment of a loan.

If your business has financing needs, please contact me for a free, no obligation review of your financing goals.

Lines of credit, asset based loans, accounts receivable financing, factoring, inventory financing, equipment financing, and purchase order financing

James (Jim) Ratliff

Jim Ratliff is the owner of Liquid Capital Business Solutions, located in Fishers Indiana, where he provides financing and cash flow solutions to small and medium-sized businesses.

With almost 20 years as a business owner, Jim has the knowledge and experience necessary to help his clients grow and succeed. Having previously built a business from the ground up, starting at zero annual revenue and building to $50M in annual revenue, Jim know that every business has a unique story behind it, and needs different financial solutions for their unique situations.  Persistent and eager to help, he focuses on communication to build the best possible relationship with his clients. Jim’s goal is to create a thriving business by supporting his local business community.

A long term resident of Indiana, Jim enjoys golf, travel, and sports, and volunteers with the 50 Club of Fishers and the Developmental Committee of Midwest Academy.

Steve Buckley

Steve Buckley is the Structuring and Sales Advisor at Liquid Capital Corp.

Prior to joining Liquid Capital, Steve was with TCE Capital Corporation, a privately held Canadian Asset Based lender, working in business development for 10 years. Prior to that he was a Director at a Chartered Bank where he was involved in a variety of outsourcing, marketing and business development management roles. After graduating university, Steve began his career at one of the world’s largest marketing research companies. He left as a Vice President in 1995 to enter the financial services arena.

Steve will help you with your inquiry by directing it/you to the nearest Liquid Capital Principal or by handling it personally.

Ernane Iung

Ernane Iung

Ernane Iung (pronounced “Er-non-ee Young”) formed Liquid Capital Solutions, the Orlando affiliate of Liquid Capital Corp, in 2016. Through Liquid Capital Solutions, Ernane provides fast, reliable funding solutions to small and medium-sized businesses in the Central Florida market. Exceptional service yields exceptional results, and you would be hard-pressed to find a more experienced, or more dedicated business adviser and advocate than Ernane.

Born in Brazil and raised in Flint, Michigan, he found success as a high-energy sales, marketing and operations management strategist for mature and start-up public and privately held organizations in a variety of industries. A collaborative leader with a knack for forming lasting, loyal, and lucrative relationships, he has managed operations in Latin America, China, and Europe, as well as the United States, developing a wide range of expertise, including finance, administration, back office, warehousing, legal/contracts, HR, budgeting, and auditing.

When family business brought him back to the United States in 2015, he began looking for a way to put his skills and experience to work for small and medium-sized businesses. He understood the critical importance of healthy cash flow, and how difficult it could be for a fast-growing business or start-up to meet the increasingly stringent lending requirements of traditional lenders. He knew he could make a difference. Ernane believes that his fluency in Portuguese and Spanish, and business connections in Latin America will make him especially helpful to underserved minority business owners.

Iung holds a BA in Biology from the University of Texas at Austin, and a Master’s degree in International Management (MIM) from the Thunderbird Campus of the American Graduate School of International Management in Glendale, Arizona. He completed the “High Potential Managers Development Course” from Phillips Learning Academy in Eindhoven, Holland, and is a Distinguished Guest Lecturer in the Executive MBA Program at Florida Atlantic University.

A strong believer in the passionate pursuit of life and business, he enjoys spending time with his wife and two daughters, and is a competitive masters swimmer, competing in aquatic marathons and ocean swim championships.

“My family and I are excited to call Central Florida our home,” Iung says. “And I look forward to helping other entrepreneurs achieve the kind of business success I’ve been privileged to enjoy. All it takes is vision, a good work ethic, and someone willing to invest in your success.”

Greg Lingo

Greg and Diane Lingo

Greg and Diane Lingo head up Liquid Capital RVA, a specialty lender that caters to the vibrant entrepreneurs and small business community in the Greater Richmond area. Liquid Capital has the largest number of principals in North America but its Richmond presence is local and accessible. Greg and Diane are a part of the community and work closely with their clients to truly achieve partnership status.

Greg Lingo, company principal and owner, founded Liquid Capital RVA out of a desire to see small businesses succeed. After a long and successful career in national sales for three Fortune 500 companies, Greg decided to launch a business of his own closer to home and Liquid Capital RVA was born. As a small business owner himself, Greg is uniquely aware of the challenges faced by small businesses whether they are experiencing rapid growth, a product launch, restructuring or simply a working capital shortage.

Diane Lingo, company CFO, brings her experience as a “Big Four” CPA and finance executive to Liquid Capital RVA. Diane was CFO of a Virginia technology start-up that eventually went public on the Nasdaq stock exchange. Steering this company from concept to mature enterprise has given Diane insight into the financing challenges of fast-growing companies. She will evaluate each client’s balance sheet to identify funding options and provide hands-on support to clients at each step in the process.

Liquid Capital RVA’s product portfolio is vast and Greg and Diane tend to work from the inside out – they fit their lending products to the customer’s needs rather than forcing the customer to fit theirs. Liquid Capital RVA is not a bank and therefore is not constrained by traditional lending metrics such as credit scores, financial ratios and historical financial results. Its product portfolio includes accounts receivable financing, purchase order, merchant, and international trade financing, as well as other asset based lending options and equipment leasing. Liquid Capital RVA does not require long-term contracts and in many cases the loans it provides are off balance sheet.

mark coyle

Mark Coyle

Mark Coyle is the President of Bay Area Liquid Capital, located in Saint Petersburg, Florida, which offers alternative commercial funding for small and medium-sized businesses in the Bay Area.

Mark received a BS in General Business from Missouri State University. With over 15 years’ experience in sales and 8 years in consumer packaged goods, Mark understands the challenges faced by business owners. In addition, he sees the Tampa Bay area business network as a significant strength and benefit for his clients. Mark has more than 10 years of experience in business-to-business sales, and prior to opening his Liquid Capital franchise, was the Territory Sales Manager with Altria.

By opening Bay Area Liquid Capital, Mark was fulfilling a lifelong dream of owning his own business. He takes a client centered approach to business, always striving to work with his partners and clients face-to-face and viewing them as equally important. Mark is always driven to be a positive supportive member of his community; his ultimate goal is to grow his business to the point that he is able to hire veterans recently leaving MacDill, and help them transition back to civilian life.

An active part of his local business community, Mark is a member of the Association for Corporate Growth, the Commercial Finance Association, Business Networkers International and the Greater Tampa Chamber of Commerce.  He believes that his connections to these great financial professional networks and local entrepreneurs are vital to his business as “we’re in it together and understand each other’s challenges.”

Mark is an intrepid outdoorsman, who enjoys hunting, fishing, and cycling.  When not working or enjoying the beautiful scenery of Florida, Mark is active participant in local charitable endeavors; he recently participated in fundraisers for the Muscular Dystrophy Association and Southeastern Guide Dogs.

Doug Shaffer

Doug Shaffer

Doug Shaffer runs Liquid Capital Business Funding, located in the Houston metro area, Texas, which works with small and mid-sized businesses to help them access the working capital they need to grow.

With a BS in Chemistry from The Citadel, The Military College of South Carolina and 45 years of experience successfully operating and growing businesses across diverse fields such as high-tech manufacturing, business to business service, and healthcare, Doug has a thorough understanding of what businesses need to be successful. He has created a number of companies with payrolls well in excess of $2 million, and now uses this expertise and knowledge to help small businesses grow by providing realistic, straight-forward solutions, consultation, and working capital when traditional lenders cannot.

Passionate, caring, and focused, Doug is enthusiastic about helping small businesses. He recently worked with a startup that had high growth-rate potential, but no access to working capital. By freeing up the company’s profits that were tied in A/R, he was able to give the business the money it needed to grow within 10 days.

Doug is a member of the Pasadena, TX Chamber of Commerce, the TMA Houston, and the Economic Alliance Houston Port Region. Doug supports numerous missions and community outreach programs through volunteering and fundraising, and likes to spend his leisure time sailboat racing and fly fishing.