Banking and alternative financing make an attractive pair.
The Liquid Capital Bank Alliance Program offers banks an alternative to the word ‘no’, allowing them to attract prospects and retain existing clients through a customized alternative financing partnership.
In today’s highly-competitive, low-interest landscape, being seen as ‘the bank that cares’ can go a long way towards differentiating your financial institution – and earning the long-term loyalty of commercial banking customers.
That said, developing this type of longstanding relationship with customers that easily qualify for traditional banking products can be challenging – particularly because competition for these accounts is fierce. Fintechs are taking an increasingly big bite out of the market, appealing to customers with cutting-edge products and technologies not always available to banks. At the same time, lending rates remain relatively low while cost pressures rise, making it difficult to maintain margins as banks’ traditional market share shrinks.
That’s why Liquid Capital offers a solution to help you tap into an under-served market: businesses that don’t yet meet your eligibility requirements – such as companies with limited operating history, companies whose current financial ratios fall short of underwriting standards and existing clients with maximized bank facilities or who are out-of-formula.