Michael Banasiak

Michael Banasiak owns and manages Liquid Capital Express; a second tier commercial trade financing company dedicated to helping businesses grow. Banasiak continuously exemplifies this deep commitment to businesses by providing the financing that they need, when they need it.

Banasiak offers more than 25 years experience in the information and financial services industries with expertise in statistical decision technology. By offering easy-to-obtain working capital solutions, he allows companies to afford opportunities domestically and internationally, with the ultimate goal of becoming more bankable. Using his vast experience and expertise, Banasiak provides a consultative, customer oriented approach to understand the client’s business and finances, working together come up with the most viable financing solution that leads to success.

Prior to managing Liquid Capital Express, Banasiak founded PredictiveMetrics, Inc., a predictive scoring and decision analytics company that he profitably sold to SunGard, a $5 billion software company. Banasiak seamlessly integrated PredictiveMetrics’ scoring technology into SunGard’s accounts receivable and credit management system growing revenue and EBITA two consecutive years after the acquisition of PredictiveMetrics. Banasiak is the forefather of commercial credit scoring; while working at Dun & Bradstreet (D&B) he successfully built their first commercial credit scoring and financial stress models currently used by over 10,000 companies.

Banasiak graduated from Rutgers University with a bachelor’s degree in economics with a minor in statistics.  He also completed the master’s degree coursework in economics (ABT) and completion of a three-course doctorate sequence in econometrics from New York University (NYU).