W. Robert (Bob) Blades

Bob Blades is the Principal of Liquid Capital Corporate Finance Inc., which provides alternative lending services to small and medium-sized businesses.

Bob’s career has spanned 40 years in the financial services sector in Canada.  The first twenty years with a Canadian Chartered Bank, where he maintained senior positions focusing on commercial credit, loan work outs and managing commercial lending units. The last twenty years were spent in alternative lending.  Bob was one of the first asset based lenders in Canada representing a USA firm in 1993.  In 1997 Bob joined GE Capital as their Senior Vice President managing their Business Credit Group providing Asset Based Loans $3 Million to $35 Million in Canada. In 2002 he was instrumental in setting up Greenfield Financial Group Inc., a TSX listed company providing Asset Based Loans up to $10 Million.

Bob now uses his wealth of experience at Liquid Capital Corporate Finance Inc. to assist small business owners, not only in finding alternative lending, but also in seeking professional assistance in every aspect of running a company. Ethical and reliable, Bob has a great deal of empathy for business owners. He is proud to say that he once assisted a company involved with an unscrupulous lender, who had demanded, for no real reason. The company was forced to pay them out in 10 days or suffer a penalty of $100,000 when applying to renew their credit. Bob was able to complete due diligence and help the customer pay out the lender within the 10 day time frame. He continued to work with this company for a further year and was able to help them secure financing at much more favorable terms.

Bob has a significant contact base in the financial service sector.

Bob and his wife Cheryl have lived in the GTA since 1980 and have a son, Todd. He enjoys great family life, alpine skiing, gourmet cooking and fine wines with his wife.

Glen Dalzell

Glen is the VP Sales & Marketing for Liquid Capital Corp. which operates a network of 85 independently owned and operated offices across Canada and the United States. Liquid Capital offers a wide array of working capital and trade finance products including factoring, ABL, P.O. financing, leasing and Merchant Cash Advance.

Glen has been in the factoring and ABL industry since 1999. Prior to joining the industry, Glen garnered a wide range of experience in both corporate and entrepreneurial environments. He is a graduate of McGill University and the University of Toronto.

Glen is a member of the Advisory Board for the International Factoring Association (IFA) based in Avila Beach, California. The IFA is the largest association of commercial finance companies in the world. Glen is also a founding member of the Board of Directors and Treasurer for IFA Canada, the Canadian chapter of the IFA. Glen is actively involved with the Association for Corporate Growth (ACG) and the Turnaround Management Association (TMA) and the Commercial Finance Association (CFA). He is also Liquid Capital’s resident “wine geek”.

Ramtin Zojaji

Ramtin Zojaji

Ramtin Zojaji is the owner and President of Liquid Capital Ventures Inc., located in Toronto, Ontario, which provides small, medium, and emerging middle-market businesses with a wide range of customized and creative financing solutions.

Ramtin has a Bachelor’s of Mechanical Engineering and an MBA. With 14 years of experience in corporate finance, sales, and entrepreneurship in Iran, Switzerland, and Canada, he has the knowledge and experience necessary to help businesses grow. Ramtin understands what it takes for small and medium-sized businesses to succeed – because he’s a small business person himself.

Passionate about helping the local business community, he works to combine the high quality service of a small business with the power and resources of a larger corporation. Ramtin’s proudest professional achievement to date is helping a sporting goods importer and distributor by offering Invoice Factoring, Purchase (Inventory) Financing and a Working Capital Term Loan. Due to Ramtin’s assistance they passed their sales budget and forecast by 25% for the first three quarters of 2016 and also were able to sell to one major retailer and the top three sporting goods distributors in the U.S.A and Canada.

Ramtin is a member of the Scarborough Business Association, the Turnaround Management Association, the Association of Chinese Canadian Entrepreneurs, and volunteers with Sick Kids Hospital. Outside of the office, Ramtin enjoys fine dining, live music, and outdoor activities such as skiing and tennis with his wife and five year old son.

Darius Patel

Darius Patel

Darius Patel is the Principal of Liquid Capital Financial Advantage Ltd, located in Toronto, Ontario, which works with small and medium-sized businesses to create alternative financing solutions.

Darius is a highly motivated and respected senior leader with 26 years of business experience working with Fortune 500 companies. He has held various positions that have helped him build his business acumen, analytical, interpersonal and communication skills, and strategic thinking ability while always maintaining the highest professional standards.  An active part of the local business community, Darius is a member of the Toronto M&A Club, Turnaround Management Association (TMA), Association for Corporate Growth (ACG), Commercial Finance Association (CFA), International Factoring Association (IFA), and Business Network International (BNI).

Darius was driven to open Liquid Capital Financial Advantage Ltd by a desire to help small and medium- sized businesses succeed, and will do everything possible to achieve that goal. As a business owner himself, Darius understands that every business will experience challenges, but with honest, open communication he believes that it is possible to work together to overcome obstacles and achieve the best possible results. This ideology is what has allowed him to assist so many businesses, like a recent client serving the automotive industry, for whom he secured financing, helping them get through a rough patch and maintain their business momentum without skipping a beat!

Dave Pander

Gregory Norris

Greg Norris owns and operates Liquid Capital Advisors Corp, located in Newmarket. Greg provides Ontario business owners with a variety of financing tools to help them more productively grow their business when the bank says ‘NO,’ without having to give up equity.

Greg understands when a business owner is in a cash crunch situation it can be hard on business partner(s), employees, vendors, their families and themselves. Greg is dedicated to providing owners with the money they need to run their business and reduce unproductive stress so they can sleep at night.

Throughout his career, Greg has developed his business acumen and possesses the strong traits necessary to help business owners reduce their financial stress while growing their business. An excellent listener, Greg focuses on fully understanding the issues of every client to match them with the best possible solution for their business challenges. He pairs this with a “get it done” attitude and bottom-line thinking to quickly and efficiently improve the financial situation of his clients so they can sleep at night.

Jonathan Brindley CPA, CA

Cash flow is the life blood of any business. Jonathan helps business owners focus on their business rather than their bank balance! He provides alternative financing solutions to help companies grow and prosper.

Jonathan Brindley CPA, CA has a passion for making sure his clients succeed.

He works with small to mid-sized companies that have the capacity to grow but are limited because they don’t have sufficient working capital.

As the owner of Liquid Capital Advance Corp and as a finance leader for the past 25 years he provides growth capital through the funding of accounts receivable and purchase orders with a flexible customer orientated business model.

Jonathan’s clients benefit from his experience and practical approach to offer financial options which really solve their financial problems.

Rick Naor

Rick Naor

Personalized service for your financing needs

Rick Naor manages Liquid Capital Source Corporation, located in Toronto, which specializes in helping businesses access working capital through alternative financing products such as receivables financing, import financing, inventory and equipment financing, as well as Asset Based Lending.

Rick is not your average businessman. His personal credo, variety is the spice of life, is represented by a unique combination of academics and business experience. Rick’s Engineering degree and MBA has enabled him to understand the technical and financial complexities associated with today’s business environment, He has held career positions in small business, software development and banking.

As a young man, Rick worked in his family’s business. It provided him with first hand exposure to the financial demands of small enterprises. This was a genuine learning experience. After spending some time developing software for a large engineering firm, Rick joined a major financial institution. There, amongst many projects, he managed the financial intricacies of integrating competing banks within a large joint venture. He also developed a Program Management Office which involved the evaluation, prioritization and selection of revenue generating and cost savings initiatives.

Big or small, businesses rely on professionals to help them grow. Rick goes the distance for his clients – listening to them, assessing their needs and helping them through their challenges. His personalized service helps businesses to grow and prosper.

Rick is married with two daughters. He enjoys family time, is involved in community activities and makes time for skiing and fitness. Rick’s serves the Greater Toronto Area, and may be reached at 416-966-2206.

Richard Iacobelli

Richard Iacobelli

Richard (Rick) Iacobelli is the owner and principal of Liquid Capital Midwest Corp, headquartered in Leamington, Ontario, which offers a fully comprehensive package of financing alternatives to businesses in the region.

Always dedicated to his clients, Rick prides himself on being available anytime, 7 days a week, to answer questions that they may have regarding the portfolio of products or simply to talk business. This strong commitment to personal service, and his appreciation that business owners do not work traditional banking hours, is one of his distinct competitive advantages in the marketplace.  Rick, the owner and decision maker, will meet with clients at their place of business when it is convenient to them- day or night!

Rick is a Professional Engineer with an MBA and 20 years of progressive management experience in a large manufacturing environment.  The last 13 years of which, he spent in a senior management capacity.  Additionally, over the past 18 years he established a successful real estate and training & consulting business that he built during his off time.  In 2008 he cut ties with the corporate world and began to focus entirely on his personal business interests and has never looked back.

Rick is no stranger to hard work. He is accustomed to and enjoys investing 12-14 hours a day managing his businesses and serving his customers.  Rick possesses a broad range of experience at both the corporate and entrepreneurial levels including finance, operations, and technical support that he can leverage to help you grow your business.

Liliana Rizopulos

Liliana Rizopulos is the owner and President of Liquid Capital Financial Services, providing alternative financing and working capital solutions to small and medium size companies.

With over 15 years of international experience in the financial field, Liliana has the expertise to help companies find the best solutions that will allow them to grow and reach their full potential.  She has extensive experience in providing financial solutions globally to a wide range of industries, including transport, telecommunications, mining, and professional services.

Over the years Liliana has seen many businesses struggle due to the lack of working capital they need for their day to day operations.  Liliana is eager to help companies overcome financial obstacles making them able to achieve growth and success.  The solutions that Liliana offers help improve the liquidity of her clients’ business, increase their production and sales capacity, and allow them to be more efficient.

Liliana holds an MBA from Thunderbird School of Global Management, and has a BSC in Finance and International Relations.  She speaks English, Spanish, Portuguese and Swedish, and has lived in six different countries. Outside of work Liliana enjoys traveling, jogging, skiing and golfing.